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Which is better, portfolio management services(PMS) or mutual funds?


We will compare the two on the basis of the following:

1. Customization

In contrast to MFs, which are open to all investors, a PMS's portfolio is created just for you or a small group of investors. PMSs are superior since the investor has more control over allocation, capitalisation, and certain sectors. Additionally, the portfolio managers are knowledgeable about both domestic and international markets and have the expertise to choose the best course of action for each investor's portfolio.

2. Flexibility

No of the state of the market, equity mutual funds must invest up to 65% in equities. portfolio management services are more advantageous in this situation because of their flexibility with investments and ability to adjust their equity allocation in response to changing market conditions and investor demands. As a result, they could fare better than the markets.

3. Focus

A PMS can prioritize performance and make investment choices that will optimize absolute returns. Compared to MFs, who must worry about diversification restrictions, valuation standards, and redemption-related laws, they may concentrate more on returns.

4. financial situation

The PMS regards your portfolio as unique compared to every other portfolio since you are an investor. Therefore, selections are made based on your risk tolerance, financial situation, and investing needs. Contrary to mutual funds (MFs), where investments are pooled and invested regardless of individual characteristics and demands, portfolio management services are more appropriate. Additionally, unlike an MF where the value, liquidity, etc. are affected, redemptions by other investors do not negatively impact your portfolio in a PMS.


5. Transparency

PMS must notify the customer in a timely manner of any disclosures. But the general public cannot access these for free. Additionally, evaluating and contrasting the effectiveness of various PMS products is difficult. MFs are carefully regulated and all of the information is available to the public. Comparisons of performances are simple.


When managing client wealth and meeting the financial demands of prestigious clients, KABIA Investment Managers exhibit a high degree of professionalism.

Experience in a variety of insurance-related fields, which has given us substantial exposure to Life Insurance and General Insurance Services, from identifying the best options to resolving claims, opting for it can be a boon.


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